Terms of Use for Cadence Co DBA Gary Finnan OPUS

June 1st 2026 [effective date]  

June 1st 2026 [last updated date]

These Terms of Use ("Terms") govern your access to and use of the websites, programs, digital products, courses, memberships, communities, coaching services, consulting services, downloads, content, and related offerings provided by Cadence Co DBA Gary Finnan OPUS (the "Company"). By accessing or using any Company website, product, or service, you agree to be bound by these Terms.

If you do not agree to these Terms, do not access or use the website, products, or services.

1. Eligibility and Acceptance

By using the website or services, you represent that you are at least 18 years old or the age of majority in your jurisdiction and that you have the legal capacity to enter into a binding agreement. Acceptance may occur through website use, account registration, purchase, clicking agreement boxes, or other legally sufficient forms of assent.

2. Scope of Services

The Company provides educational content, coaching programs, advisory services, digital downloads, workbooks, trainings, memberships, and other business or personal development resources. All content is offered for informational and educational purposes and does not constitute legal, financial, medical, mental health, or other licensed professional advice unless expressly stated otherwise.

3. No Guarantees

You understand that results from coaching, training, consulting, education, or digital products vary based on many factors outside the Company’s control, including your own effort, decisions, business conditions, and implementation. The Company does not guarantee specific earnings, business growth, personal outcomes, or transformation results.

4. Payments and Billing

By purchasing a product or service, you agree to pay all charges at the prices then in effect, including any installment obligations, recurring charges, late fees if disclosed, and applicable taxes. Terms of use for paid services commonly address price changes, missed payments, cancellation terms, and billing procedures, and these items should be clearly disclosed in your final published version.

If you enroll in a payment plan, you authorize the Company and its payment processors to charge your selected payment method according to the agreed schedule. If a payment fails, the Company may suspend access, require an alternate payment method, or terminate participation after notice consistent with applicable law and the stated program terms.

5. Refunds

Refund eligibility is governed by the Company’s separate Refund Policy, which is incorporated by reference into these Terms. Where a specific offer, order form, checkout page, or signed service agreement contains different refund terms, the offer-specific terms will control for that purchase.

6. User Conduct

You agree not to misuse the website, content, programs, or communities. Prohibited conduct includes unlawful use, harassment, spamming, scraping, reverse engineering, interfering with site security, sharing false information, infringing intellectual property, distributing malware, abusing community features, or using the Company’s materials for unauthorized commercial purposes.

7. Accounts and Access

If account registration is required, you are responsible for maintaining the confidentiality of your login credentials and for all activity occurring under your account. The Company reserves the right to suspend, restrict, or terminate access if these Terms are violated, payments are overdue, or use is deemed harmful, unlawful, or disruptive.

8. Intellectual Property

All website content, course materials, videos, frameworks, text, graphics, branding, logos, downloads, worksheets, recordings, and proprietary methodologies made available by the Company are owned by or licensed to the Company and are protected by intellectual property laws. Purchase or participation grants a limited, non-transferable, revocable license for personal or internal business use only, unless a separate written license states otherwise.

You may not copy, reproduce, republish, sell, modify, distribute, create derivative works from, or publicly share Company materials except as expressly permitted in writing. This section is especially important for coaching and digital program businesses that need to prevent unauthorized reuse of program materials.

9. User Content and Testimonials

If you submit comments, assignments, posts, feedback, images, testimonials, or other content, you represent that you have the rights necessary to submit that content. You grant the Company a non-exclusive, worldwide, royalty-free license to use, reproduce, display, and distribute such content for operating the services and, for testimonials or marketing use, only as permitted by applicable law and any consent you provide.

10. Confidentiality

The Company will use reasonable care in handling confidential information shared within paid coaching or advisory relationships, subject to legal obligations, safety concerns, platform limitations, and the need to use service providers to operate the business. At the same time, no website, platform, email system, or group setting can be guaranteed fully confidential, and users should exercise discretion when sharing sensitive information.

11. Third-Party Tools and Links

The website or services may reference or integrate third-party platforms, links, payment providers, webinar tools, or community tools. The Company is not responsible for third-party products, services, content, availability, or security practices, and your use of third-party services is governed by their own terms and policies.

12. Disclaimers

The website, services, and content are provided on an "as is" and "as available" basis to the fullest extent permitted by law. Terms templates commonly include disclaimers regarding accuracy, availability, third-party links, malware risks, and other issues that may arise despite reasonable efforts, and final wording should be reviewed for the laws governing your business.

13. Limitation of Liability

To the fullest extent permitted by law, the Company will not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages, or for lost profits, lost revenues, lost data, or business interruption arising out of or related to use of the website, products, or services. Where liability cannot be fully excluded, the Company’s total liability should be limited to the amount paid by the user for the specific product or service giving rise to the claim, or another lawful cap selected by counsel.

14. Indemnification

You agree to indemnify, defend, and hold harmless the Company and its owners, officers, employees, contractors, affiliates, successors, and agents from claims, liabilities, damages, judgments, losses, costs, and expenses arising out of your misuse of the website or services, your violation of these Terms, or your infringement of another party’s rights.

15. Termination

The Company may terminate or suspend access to any website, account, product, program, or community at its discretion if these Terms are violated, if payment obligations are not met, or if continued participation presents legal, security, or operational concerns. Upon termination, provisions relating to intellectual property, payments owed, disclaimers, limitation of liability, indemnification, dispute resolution, and any rights intended to survive will remain in effect.

16. Governing Law and Dispute Resolution

These Terms will be governed by the laws of the State of  South Carolina without regard to conflict-of-law principles, unless another jurisdiction is required by law. Any dispute arising under these Terms shall be resolved in the state or federal courts located in Aiken County unless arbitration or another dispute mechanism is specified in a signed agreement or required by law.

17. Changes to Terms

The Company may revise these Terms from time to time, and updated Terms will become effective when posted unless otherwise stated. Continued use after updated Terms are posted constitutes acceptance of the revised Terms to the extent permitted by law.

18. Contact Information

Questions regarding these Terms may be sent to:

Cadence Co DBA Gary Finnan OPUS  

Admin@GaryFinnan.com

707-975-9761

1517 Sunshine Ct Aiken SC 29803